IRS Wage Garnishment: I Can Get It Released
The IRS is taking money out of every paycheck. You can barely cover rent. They don't care. They'll keep taking until the debt is paid or until someone makes them stop. That's where I come in.
How IRS Garnishments Work
The IRS can take up to 70% of your disposable pay without a court order. They send a levy notice to your employer, and your employer has no choice but to comply. Unlike other creditors, the IRS doesn't need to sue you first.
Getting It Released
I can usually get a wage garnishment released within days of engagement. I contact the IRS immediately, assert your rights, establish financial hardship if applicable, and negotiate an alternative resolution. The IRS will release a levy if collecting it creates an economic hardship or if you enter into an installment agreement.
Your Rights
The IRS must send you a Final Notice of Intent to Levy at least 30 days before garnishing wages. If they didn't, the levy may be illegal. Even if they did follow procedure, you have the right to a Collection Due Process hearing. I make sure your rights are protected.
What Happens Next
Once the garnishment is released, we need a permanent fix. That might be an installment agreement, an Offer in Compromise, Currently Not Collectible status, or another resolution. The garnishment was the symptom. I treat the disease.